RR Donnelley’s insurance management expertise provides solutions which include not only the tracking and monitoring of coverage for key risk factors like terrorism and earthquakes but also non-compliance issues including insufficient limits and inadequate carrier ratings.

Our offering is flexible and tailored to our clients’ specific needs. Our team of real estate finance and insurance professionals can examine, document and monitor the insurance requirements stipulated by each loan. RR Donnelley can supplement a client’s existing staff, or clients may choose to outsource their entire process to us.

Featured RR Donnelley Insurance Services Include:

• Analyzing insurance policies, certificates and renewals
• Reporting compliance deficiencies and certificate discrepancies
• Reviewing closing documents, correspondence and disbursements for pertinent information
• Tracking and reporting terrorism coverage
• Identifying mis-imaged insurance documentation for correct imaging by the lender
• Delivering weekly, monthly and quarterly production reports
• Providing lender with inquiry list of questions derived from servicing of new lending programs

If coverage deficiencies or inaccuracies are identified, RR Donnelley will contact the insurance agents and/or borrowers to ensure that the policies are brought into compliance.

Key items checked for compliance are:

Evidence of Property Insurance

• Building Limits
• Replacement Cost
• Deductible
• Business Income
• Mortgagee Clause and Loss Payee
• Name Insured
• 30 Days Notice of Cancellation and 10 Days for Non-Payment
• Property Location and Loan Number
• Certificate on correct Acord form
• Terrorism
• Wind/Hail

Certificate of Liability

• General Liability Aggregate and Per Occurrence Limits
• Excess/Umbrella Liability
• 30 Days Notice of Cancellation and 10 days for Non-Payment
• Named Insured
• Lender Listed as Additional Insured
• Certificate on correct Acord form

From staffing call center operations with knowledgeable, real estate insurance professionals to providing clients with customized, in-depth tracking and monitoring, RR Donnelley offers a complete solution.