RR Donnelley's team of seasoned residential underwriters provides clients with an in-depth analysis of loans for a potential breach of the representations and warrants contained within the repurchase contract.

Our team goes a step beyond regular due diligence analysis of loans by utilizing its in-house skill-set, as well as nationally recognized fraud monitoring programs, to determine potential fraud activity on non-performing residential loans.

These services are beneficial to firms attempting to identify breaches of representations and warrants that may affect value of a residential mortgage backed security.

Over that last two years, our residential team has audited more than 16,400 national residential real estate assets valued at approximately $424.9 million for some of the most recognizable names in real estate.

Available Services

• Re-verification of employment, income and assets
• Assess the reasonability of state income
• Fraud/misrepresentation analysis
• Appraisal review and analysis
• Representation and warranty analysis
• Re-underwrite the loan to lender's underwriting guidelines
• Confirm accuracy of data disclosed in the mortgage loan schedule
• Compliance review
• Draft repurchase/indemnification letter
• Research and consultation
• Property inspections
• Obtain updated property valuation